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Prescription Drug Coverage

Traditional Medicare Parts A and B does not include coverage for prescription drugs. However, Medicare requires all persons enrolled to have creditable prescription drug coverage also known as Part D, it is important that you enroll in a prescription plan when you are first eligible to avoid any late enrollment penalties. To enroll in Medicare Part D, you must be eligible for and enrolled in Original Medicare Parts A and B.

You can obtain prescription drug coverage by enrolling in a standalone plan which is also known as a PDP’s. Some Medicare Advantage plans also include coverage for prescription drugs, these plans are also referred to as MAPD’s.

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